L I C HOUSING FINANCE
Loan AmountMin.Rs.1,00,000/-Loan to Property cost 90% of total cost of the property for loans up to 30 Lacs; 80% of total cost of the property for loans above 30 Lacs and up to 75 Lacs ;75% of total cost of the property for loans above 75 lacs Loan Term Maximum term - For Salaried - 30 years, for self employed 25 Years
Repayment ModeEquated Monthly Installments (EMI)
The Rate of Interest shall be fixed for a period of first 6 months from the date of the first disbursement and shall be floating thereafter.
Rate of Interest:
Loan Rate of Interest starting from 8.1%
After completion of 6 months from the date of the first disbursement, the floating Rate of Interest will be linked to the then prevailing LHPLR on next EMI due date.
*** Sanction of Loan will be as per sole discretion of LICHFL.
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